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Ensure that policy requirements are fulfilled, including any necessary medical examinations and the completion of appropriate forms.
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Interview prospective clients to obtain data about their financial resources and needs, the physical condition of the person or property to be insured, and to discuss any existing coverage.
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Perform administrative tasks, such as maintaining records and handling policy renewals.
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Call on policyholders to deliver and explain policy, to analyze insurance program and suggest additions or changes, or to change beneficiaries.
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Monitor insurance claims to ensure they are settled equitably for both the client and the insurer.
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Plan and oversee incorporation of insurance program into bookkeeping system of company.
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Calculate premiums and establish payment method.
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Develop marketing strategies to compete with other individuals or companies who sell insurance.
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Attend meetings, seminars, and programs to learn about new products and services, learn new skills, and receive technical assistance in developing new accounts.
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Seek out new clients and develop clientele by networking to find new customers and generate lists of prospective clients.
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Install bookkeeping systems and resolve system problems.
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Confer with clients to obtain and provide information when claims are made on a policy.
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Sell various types of insurance policies to businesses and individuals on behalf of insurance companies, including automobile, fire, life, property, medical and dental insurance, or specialized policies, such as marine, farm/crop, and medical malpractice.
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Customize insurance programs to suit individual customers, often covering a variety of risks.
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Explain necessary bookkeeping requirements for customer to implement and provide group insurance program.
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Select company that offers type of coverage requested by client to underwrite policy.
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Contact underwriter and submit forms to obtain binder coverage.
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Explain features, advantages, and disadvantages of various policies to promote sale of insurance plans.
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Inspect property, examining its general condition, type of construction, age, and other characteristics, to decide if it is a good insurance risk.