Will “Credit Assessment Analyst” be Replaced By Robots? 🤔
100 % Chance of Automation
“Credit Assessment Analyst” will definitely be replaced by robots.
This job is ranked #677 out of #702. A higher ranking (i.e., a lower number) means the job is less likely to be replaced.
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Job Description
Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decision making.
Job Details
- The SOC (Standard Occupational Classification) code is 13-2041.00
- The Mean Annual Wage in the U.S. is $ 81,160.00
- The Mean Hourly Wage is $ 39.00
- Currently, there are 72,930 people on this job
☝️ Information based on the reference occupation “Credit Analysts”.
Also Known As…
- Credit Analysts
- Underwriter
- Risk Analyst
- Credit Risk Analyst
- Credit Representative
- Credit Manager
- Credit and Collections Analyst
- Credit Analyst
- Credit Administrator
- Analyst
- Loan Review Analyst
- Loan Officer
- Financing Analyst
- Financial Analyst
- Factorer
- Escrow Representative
- Credit Specialist
- Credit Negotiator
Tasks for “Credit Assessment Analyst”
- Confer with credit association and other business representatives to exchange credit information.
- Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
- Analyze financial data such as income growth, quality of management, and market share to determine expected profitability of loans.
- Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
- Generate financial ratios, using computer programs, to evaluate customers' financial status.
- Review individual or commercial customer files to identify and select delinquent accounts for collection.
- Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
- Consult with customers to resolve complaints and verify financial and credit transactions.
- Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity.
- Prepare reports that include the degree of risk involved in extending credit or lending money.
Related Technology & Tools
- Personal computers
- Desktop computers
- Notebook computers
- Scanners
- 10-key calculators
- Oracle JD Edwards EnterpriseOne
- Credit adjudication and lending management system CALMS
- Equifax Application Engine
- Experian Retention Triggers
- Equifax Advanced Decisioning
- Credit fraud detection software
- Experian Strategy Management
- Fair Isaac Falcon ID
- Fair Isaac Application Risk Model Software
- Moody's KMV Financial Analyst
- SAS
- CGI-AMS Strata
- Moody's KMV CreditEdge
- Experian Credinomics
- Structured query language SQL
- Experian Quest
- SAP
- Experian Transact SM
- Fair Isaac Capstone Decision Manager
- eCredit Enterprise
- Microsoft Word
- Equifax InterConnect
- Microsoft PowerPoint
- Microsoft Office
- Moody's KMV Decisions
- Moody's KMV Risk Analyst
- Microsoft Excel
- Experian FraudShield
- Credit and risk analysis software
- Moody's KMV Risk Advisor
- CGI-AMS BureauLink Enterprise
- Dun and Bradstreet Global DecisionMaker
- Experian Detect
- CGI-AMS CACS Enterprise