Will “Credit Assessment Analyst” be Replaced By Robots? 🤔
100 % Chance of Automation
“Credit Assessment Analyst” will definitely be replaced by robots.
This job is ranked #677 out of #702. A higher ranking (i.e., a lower number) means the job is less likely to be replaced.
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Job Description
Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decision making.
Job Details
- The SOC (Standard Occupational Classification) code is 13-2041.00
- The Mean Annual Wage in the U.S. is $ 81,160.00
- The Mean Hourly Wage is $ 39.00
- Currently, there are 72,930 people on this job
☝️ Information based on the reference occupation “Credit Analysts”.
Also Known As…
- Credit Analysts
- Underwriter
- Risk Analyst
- Credit Risk Analyst
- Credit Representative
- Credit Manager
- Credit and Collections Analyst
- Credit Analyst
- Credit Administrator
- Analyst
- Loan Review Analyst
- Loan Officer
- Financing Analyst
- Financial Analyst
- Factorer
- Escrow Representative
- Credit Specialist
- Credit Negotiator
Tasks for “Credit Assessment Analyst”
- Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
- Consult with customers to resolve complaints and verify financial and credit transactions.
- Analyze financial data such as income growth, quality of management, and market share to determine expected profitability of loans.
- Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
- Review individual or commercial customer files to identify and select delinquent accounts for collection.
- Confer with credit association and other business representatives to exchange credit information.
- Generate financial ratios, using computer programs, to evaluate customers' financial status.
- Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
- Prepare reports that include the degree of risk involved in extending credit or lending money.
- Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity.
Related Technology & Tools
- Notebook computers
- Scanners
- Desktop computers
- Personal computers
- 10-key calculators
- Experian Retention Triggers
- eCredit Enterprise
- CGI-AMS Strata
- Microsoft Office
- Experian FraudShield
- Microsoft Word
- Experian Strategy Management
- Credit and risk analysis software
- Microsoft Excel
- SAP
- Moody's KMV Risk Advisor
- Moody's KMV CreditEdge
- Fair Isaac Application Risk Model Software
- Equifax Advanced Decisioning
- Credit fraud detection software
- Moody's KMV Financial Analyst
- Dun and Bradstreet Global DecisionMaker
- Experian Detect
- Fair Isaac Capstone Decision Manager
- Equifax Application Engine
- CGI-AMS CACS Enterprise
- Experian Credinomics
- Experian Transact SM
- Structured query language SQL
- Credit adjudication and lending management system CALMS
- CGI-AMS BureauLink Enterprise
- Oracle JD Edwards EnterpriseOne
- Fair Isaac Falcon ID
- Microsoft PowerPoint
- Moody's KMV Risk Analyst
- SAS
- Moody's KMV Decisions
- Equifax InterConnect
- Experian Quest