Will “Credit Negotiator” be Replaced By Robots? 🤔
100 % Chance of Automation
“Credit Negotiator” will definitely be replaced by robots.
This job is ranked #677 out of #702. A higher ranking (i.e., a lower number) means the job is less likely to be replaced.
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Job Description
Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decision making.
Job Details
- The SOC (Standard Occupational Classification) code is 13-2041.00
- The Mean Annual Wage in the U.S. is $ 81,160.00
- The Mean Hourly Wage is $ 39.00
- Currently, there are 72,930 people on this job
☝️ Information based on the reference occupation “Credit Analysts”.
Also Known As…
- Credit Analysts
- Underwriter
- Risk Analyst
- Credit Risk Analyst
- Credit Representative
- Credit Manager
- Credit and Collections Analyst
- Credit Analyst
- Credit Administrator
- Analyst
- Loan Review Analyst
- Loan Officer
- Financing Analyst
- Financial Analyst
- Factorer
- Escrow Representative
- Credit Specialist
- Credit Assessment Analyst
Tasks for “Credit Negotiator”
- Generate financial ratios, using computer programs, to evaluate customers' financial status.
- Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
- Confer with credit association and other business representatives to exchange credit information.
- Review individual or commercial customer files to identify and select delinquent accounts for collection.
- Consult with customers to resolve complaints and verify financial and credit transactions.
- Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
- Analyze financial data such as income growth, quality of management, and market share to determine expected profitability of loans.
- Prepare reports that include the degree of risk involved in extending credit or lending money.
- Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
- Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity.
Related Technology & Tools
- Personal computers
- Scanners
- Notebook computers
- Desktop computers
- 10-key calculators
- Dun and Bradstreet Global DecisionMaker
- eCredit Enterprise
- Equifax Application Engine
- Experian Retention Triggers
- Experian FraudShield
- Moody's KMV Risk Analyst
- CGI-AMS Strata
- Moody's KMV Risk Advisor
- Credit and risk analysis software
- Microsoft PowerPoint
- Fair Isaac Application Risk Model Software
- Fair Isaac Capstone Decision Manager
- Experian Transact SM
- Experian Detect
- SAS
- Moody's KMV CreditEdge
- Experian Credinomics
- Equifax Advanced Decisioning
- Experian Strategy Management
- Microsoft Word
- Credit fraud detection software
- Moody's KMV Decisions
- Fair Isaac Falcon ID
- Experian Quest
- Credit adjudication and lending management system CALMS
- Structured query language SQL
- Moody's KMV Financial Analyst
- CGI-AMS BureauLink Enterprise
- Microsoft Excel
- Equifax InterConnect
- Microsoft Office
- CGI-AMS CACS Enterprise
- Oracle JD Edwards EnterpriseOne
- SAP