Will “Credit Negotiator” be Replaced By Robots? 🤔
100 % Chance of Automation
“Credit Negotiator” will definitely be replaced by robots.
This job is ranked #677 out of #702. A higher ranking (i.e., a lower number) means the job is less likely to be replaced.
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Job Description
Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decision making.
Job Details
- The SOC (Standard Occupational Classification) code is 13-2041.00
- The Mean Annual Wage in the U.S. is $ 81,160.00
- The Mean Hourly Wage is $ 39.00
- Currently, there are 72,930 people on this job
☝️ Information based on the reference occupation “Credit Analysts”.
Also Known As…
- Credit Analysts
- Underwriter
- Risk Analyst
- Credit Risk Analyst
- Credit Representative
- Credit Manager
- Credit and Collections Analyst
- Credit Analyst
- Credit Administrator
- Analyst
- Loan Review Analyst
- Loan Officer
- Financing Analyst
- Financial Analyst
- Factorer
- Escrow Representative
- Credit Specialist
- Credit Assessment Analyst
Tasks for “Credit Negotiator”
- Consult with customers to resolve complaints and verify financial and credit transactions.
- Review individual or commercial customer files to identify and select delinquent accounts for collection.
- Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
- Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
- Prepare reports that include the degree of risk involved in extending credit or lending money.
- Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity.
- Confer with credit association and other business representatives to exchange credit information.
- Generate financial ratios, using computer programs, to evaluate customers' financial status.
- Analyze financial data such as income growth, quality of management, and market share to determine expected profitability of loans.
- Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
Related Technology & Tools
- 10-key calculators
- Desktop computers
- Scanners
- Notebook computers
- Personal computers
- Credit fraud detection software
- Fair Isaac Capstone Decision Manager
- Microsoft Excel
- Dun and Bradstreet Global DecisionMaker
- Structured query language SQL
- CGI-AMS BureauLink Enterprise
- CGI-AMS CACS Enterprise
- Microsoft PowerPoint
- Equifax Application Engine
- Equifax InterConnect
- Moody's KMV Financial Analyst
- Experian Credinomics
- Credit adjudication and lending management system CALMS
- Experian Strategy Management
- Microsoft Office
- Microsoft Word
- Moody's KMV CreditEdge
- Fair Isaac Falcon ID
- eCredit Enterprise
- CGI-AMS Strata
- Oracle JD Edwards EnterpriseOne
- Moody's KMV Risk Analyst
- Credit and risk analysis software
- Moody's KMV Decisions
- Moody's KMV Risk Advisor
- Fair Isaac Application Risk Model Software
- SAS
- Experian Quest
- Experian FraudShield
- Experian Detect
- SAP
- Experian Retention Triggers
- Experian Transact SM
- Equifax Advanced Decisioning