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“Credit Manager” will definitely be replaced by robots.
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Job Description
Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decision making.
Job Details
- The SOC (Standard Occupational Classification) code is 13-2041.00
- The Mean Annual Wage in the U.S. is $ 81,160.00
- The Mean Hourly Wage is $ 39.00
- Currently, there are 72,930 people on this job
☝️ Information based on the reference occupation “Credit Analysts”.
Also Known As…
- Credit Analysts
- Underwriter
- Risk Analyst
- Credit Risk Analyst
- Credit Representative
- Credit and Collections Analyst
- Credit Analyst
- Credit Administrator
- Analyst
- Loan Review Analyst
- Loan Officer
- Financing Analyst
- Financial Analyst
- Factorer
- Escrow Representative
- Credit Specialist
- Credit Negotiator
- Credit Manager
- Credit Assessment Analyst
Tasks for “Credit Manager”
- Review individual or commercial customer files to identify and select delinquent accounts for collection.
- Generate financial ratios, using computer programs, to evaluate customers' financial status.
- Confer with credit association and other business representatives to exchange credit information.
- Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity.
- Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
- Consult with customers to resolve complaints and verify financial and credit transactions.
- Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
- Analyze financial data such as income growth, quality of management, and market share to determine expected profitability of loans.
- Prepare reports that include the degree of risk involved in extending credit or lending money.
- Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
Related Technology & Tools
- Notebook computers
- Scanners
- 10-key calculators
- Desktop computers
- Personal computers
- eCredit Enterprise
- Credit and risk analysis software
- Experian Strategy Management
- Microsoft PowerPoint
- Credit fraud detection software
- SAS
- CGI-AMS Strata
- Fair Isaac Capstone Decision Manager
- Fair Isaac Application Risk Model Software
- Microsoft Excel
- Experian FraudShield
- Moody's KMV Decisions
- Oracle JD Edwards EnterpriseOne
- Moody's KMV Financial Analyst
- Structured query language SQL
- Equifax Advanced Decisioning
- Experian Retention Triggers
- Equifax InterConnect
- Moody's KMV CreditEdge
- CGI-AMS CACS Enterprise
- Equifax Application Engine
- Microsoft Office
- Experian Transact SM
- Fair Isaac Falcon ID
- Credit adjudication and lending management system CALMS
- SAP
- Moody's KMV Risk Advisor
- CGI-AMS BureauLink Enterprise
- Moody's KMV Risk Analyst
- Experian Detect
- Dun and Bradstreet Global DecisionMaker
- Experian Credinomics
- Experian Quest
- Microsoft Word