Will “Credit Risk Analyst” be Replaced By Robots? 🤔
100 % Chance of Automation
“Credit Risk Analyst” will definitely be replaced by robots.
This job is ranked #677 out of #702. A higher ranking (i.e., a lower number) means the job is less likely to be replaced.
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Job Description
Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decision making.
Job Details
- The SOC (Standard Occupational Classification) code is 13-2041.00
- The Mean Annual Wage in the U.S. is $ 81,160.00
- The Mean Hourly Wage is $ 39.00
- Currently, there are 72,930 people on this job
☝️ Information based on the reference occupation “Credit Analysts”.
Also Known As…
- Credit Analysts
- Underwriter
- Risk Analyst
- Credit Risk Analyst
- Credit Representative
- Credit Manager
- Credit and Collections Analyst
- Credit Analyst
- Credit Administrator
- Analyst
- Loan Review Analyst
- Loan Officer
- Financing Analyst
- Financial Analyst
- Factorer
- Escrow Representative
- Credit Specialist
- Credit Negotiator
- Credit Assessment Analyst
Tasks for “Credit Risk Analyst”
- Review individual or commercial customer files to identify and select delinquent accounts for collection.
- Consult with customers to resolve complaints and verify financial and credit transactions.
- Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity.
- Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
- Prepare reports that include the degree of risk involved in extending credit or lending money.
- Confer with credit association and other business representatives to exchange credit information.
- Generate financial ratios, using computer programs, to evaluate customers' financial status.
- Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
- Analyze financial data such as income growth, quality of management, and market share to determine expected profitability of loans.
- Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
Related Technology & Tools
- Desktop computers
- Notebook computers
- 10-key calculators
- Personal computers
- Scanners
- CGI-AMS CACS Enterprise
- Fair Isaac Capstone Decision Manager
- Moody's KMV Risk Analyst
- Fair Isaac Application Risk Model Software
- Structured query language SQL
- Microsoft Excel
- Experian Transact SM
- Moody's KMV Risk Advisor
- CGI-AMS Strata
- Moody's KMV CreditEdge
- Experian Strategy Management
- Experian Credinomics
- Microsoft Office
- Equifax Application Engine
- Credit fraud detection software
- Credit and risk analysis software
- Microsoft Word
- Experian FraudShield
- Experian Detect
- Moody's KMV Decisions
- Fair Isaac Falcon ID
- SAS
- eCredit Enterprise
- Experian Quest
- CGI-AMS BureauLink Enterprise
- Equifax InterConnect
- SAP
- Experian Retention Triggers
- Dun and Bradstreet Global DecisionMaker
- Oracle JD Edwards EnterpriseOne
- Microsoft PowerPoint
- Credit adjudication and lending management system CALMS
- Equifax Advanced Decisioning
- Moody's KMV Financial Analyst