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Automation Risk Analysis

Will “Life Insurance Sales Representative (Life Insurance Sales Rep)” be Automated?

Historical Context: Oxford Study (2013)

Ranked #565 of 702. Estimated risk: 92.0%

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AI Exposure Risk

55%

“Life Insurance Sales Representative (Life Insurance Sales Rep)” will maybe be replaced by AI.

Based on the cognitive demands, communication requirements, and logical reasoning intrinsic to this occupation according to O*NET data, we project a 55% probability of disruption by generative AI and Large Language Models.

Automation & Robot Risk

25%

“Life Insurance Sales Representative (Life Insurance Sales Rep)” will almost certainly not be replaced by robots.

Evaluating the physical dexterity, repetitive motion tasks, and manual labor associated with this role, our analysis indicates a 25% likelihood of substitution by advanced robotics systems.

Personal & Financial Insights

Every occupation has a unique profile. For Insurance Sales Agents, the Bureau of Labor Statistics and O*NET classify the day-to-day work broadly as: Sell life, property, casualty, health, automotive, or other types of insurance. May refer clients to independent brokers, work as an independent broker, or be employed by an insurance company.

Avg. Annual Salary $81,510
Avg. Hourly Wage $39.19
Available Jobs (US) 469,480
Job Title & Hierarchy Code (SOC) Insurance Sales Agents #41-3021
Wage vs. National Median
ℹ️

Data is based on the reference occupation: “Insurance Sales Agents”

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Core Skills & Abilities

  • Install bookkeeping systems and resolve system problems.

  • Monitor insurance claims to ensure they are settled equitably for both the client and the insurer.

  • Customize insurance programs to suit individual customers, often covering a variety of risks.

  • Inspect property, examining its general condition, type of construction, age, and other characteristics, to decide if it is a good insurance risk.

  • Perform administrative tasks, such as maintaining records and handling policy renewals.

  • Call on policyholders to deliver and explain policy, to analyze insurance program and suggest additions or changes, or to change beneficiaries.

  • Develop marketing strategies to compete with other individuals or companies who sell insurance.

  • Sell various types of insurance policies to businesses and individuals on behalf of insurance companies, including automobile, fire, life, property, medical and dental insurance, or specialized policies, such as marine, farm/crop, and medical malpractice.

  • Seek out new clients and develop clientele by networking to find new customers and generate lists of prospective clients.

  • Ensure that policy requirements are fulfilled, including any necessary medical examinations and the completion of appropriate forms.

  • Confer with clients to obtain and provide information when claims are made on a policy.

  • Explain features, advantages, and disadvantages of various policies to promote sale of insurance plans.

  • Contact underwriter and submit forms to obtain binder coverage.

  • Select company that offers type of coverage requested by client to underwrite policy.

  • Explain necessary bookkeeping requirements for customer to implement and provide group insurance program.

  • Interview prospective clients to obtain data about their financial resources and needs, the physical condition of the person or property to be insured, and to discuss any existing coverage.

  • Calculate premiums and establish payment method.

  • Attend meetings, seminars, and programs to learn about new products and services, learn new skills, and receive technical assistance in developing new accounts.

  • Plan and oversee incorporation of insurance program into bookkeeping system of company.

Technologies & Software

  • Advantage Information Systems The Agency Advantage
  • United Systems and Software Individual Life and Health Administration System
  • Gemini for Workspace
  • Insurance Technology Consultants WOW
  • Special Agent
  • Grok (xAI)
  • Fiserv FSC Manager
  • Medical procedure coding software
  • Agency Software AgencyPro
  • Salesforce Einstein AI
  • Spreadsheet software
  • Applied Systems The Agency Manager
  • Underwriting software
  • Microsoft PowerPoint
  • Results International Systems Artius Suite
  • Napkin AI
  • Microsoft Excel
  • ChatGPT (OpenAI)
  • Microsoft Outlook
  • Insurance Technologies ForeSight Enterprise
  • Terrace Consulting AgencyInsight
  • Allstar Software Systems Kofax
  • Agency Master
  • LIDP Consulting Services The Administrator
  • Benefits Technology Group SalesLogix
  • Word processing software
  • Customer relationship management CRM software
  • Claude (Anthropic)
  • Scheduling software
  • AMS Services AMS Sagitta
  • LinkedIn
  • MI-Assistant MI Management System
  • irs-aims MARS
  • Tritech Financial Systems General Insurance Management System GIMS
  • Facebook
  • Insurance Technologies Corporation InsurancePro
  • Kimi (Moonshot AI)
  • Clari AI
  • AMS Services AMS 360
  • Adobe After Effects
  • DeepSeek
  • G2X Agility:Insurance
  • North American Software Associates Eclipse
  • Web browser software
  • Insurance rating software
  • Hoffman Computer Systems Amsoft
  • Cygnus Software IncomeMax
  • Insurance analysis software
  • Mistral (Mistral AI)
  • Meta Business AI
  • E-Z Data SmartOffice
  • YouTube
  • Insurance Systems WebWriter BackOffice
  • Healthcare common procedure coding system HCPCS
  • Nova (Amazon)
  • DORIS FILESERVERonline
  • Applied Systems Vision
  • Microsoft Windows
  • Llama (Meta)
  • CoVirt VirtGate
  • Allied Financial Software Act4Advisors
  • HubSpot AI
  • GBS Agency Expert
  • Online Database Solutions Agent Intelligence
  • QuickQuote QuickFile Agency Management System
  • Tangle S Creations Your Insurance Office
  • Skywire Software Policyware
  • Apple Final Cut Pro
  • Microsoft Dynamics
  • CPU Tracker Software CPU Tracker
  • Infospectrum Quick Insure
  • InStar Orion
  • Vulcan Solutions Vulcan Insurance
  • LogMeIn GoToMeeting
  • Microsoft Office software
  • Agency management software
  • Gong.io
  • GroupMe
  • Gemini (Google)
  • Microsoft Word
  • FINEOS Insure
  • NaviSys Front Office
  • Drift (Conversational AI)
  • Qwen (Alibaba)
  • Zoom
  • Laser printers
  • Personal computers
  • Desktop computers
  • Postage meters
  • Notebook computers
  • Laptop computers
  • Digital cameras
  • Laser facsimile machines
  • Pen-based computers